As the colder months approach, now is the perfect time to make sure your home is ready for winter. A little preventative maintenance goes a long way in protecting your investment, improving energy efficiency, and avoiding costly repairs down the road.

Proposition 19, passed by California voters in 2020, reshaped the way property taxes work for seniors, people with disabilities, wildfire/disaster victims, and families inheriting real estate. It provides both important tax relief opportunities and new tax obligations. Here’s a clear breakdown of what Prop 19 means for you, your family, and your property.

🚫📱 From crooked mirror selfies 🤳 and clothes on the floor 👖🧦 to unmade beds 🛏️ and open toilet pics 🚽🤦‍♂️, your home deserves better than lazy listing photos. When you hire a REALTOR®, you’re trusting them to showcase your biggest investment in the BEST light ✨🏡 In our opinion, professional photos aren’t optional, they should be the standard. Anything less is a disservice to sellers. Don’t leave 💰on the table. Hire the right agent. Get it done right.

Big news: the Fed lowered its key rate, which can ripple into lower mortgage costs and improved affordability. The headline isn’t just home price, it’s your monthly payment. Even modest rate drops can save thousands over time, influence buying power, bring more buyers to listings, and create refinance opportunities (when the savings outweigh closing costs). I outline how this affects buyers, sellers, and refinancers, what risks to watch (inflation, market moves), and practical steps to take now, like getting quotes, pre-approval, and running a refinance break-even. Want tailored numbers? I can connect you with a trusted lender to model scenarios.